OUR MISSION: The Garza Home Team’s mission is to provide the highest level of service to all clients when buying or selling.
Wednesday, December 28, 2016
Friday, December 23, 2016
23 Kitchen Backslash Ideas for Your Next Renovation
23 Kitchen Backsplash Ideas for Your Next Renovation
http://flip.it/hy3lpe
Friday, December 16, 2016
San Antonio Home for Sale-411 Penstemon Trail - Rosa Thelma Garza REALTOR®
Just listed!!!
Amazing two story home in the lovely gated Stonewall Ranch. Open floor plan with high ceilings, Gourmet eating kitchen, double ovens, gas cooktop & breakfast bar. For more pictures, property features and description, please click on link http://bit.ly/2gTPYjP
Amazing two story home in the lovely gated Stonewall Ranch. Open floor plan with high ceilings, Gourmet eating kitchen, double ovens, gas cooktop & breakfast bar. For more pictures, property features and description, please click on link http://bit.ly/2gTPYjP
Thursday, December 8, 2016
Monday, November 21, 2016
Monday, November 14, 2016
Monday, October 17, 2016
Monday, October 10, 2016
Sunday, October 2, 2016
Monday, September 26, 2016
Saturday, September 24, 2016
Wednesday, September 21, 2016
A small but beautiful house that this couple built on a tiny budget.
A small but beautiful house that this couple built on a tiny budget
http://flip.it/sJRHqN
Tuesday, September 20, 2016
Monday, September 19, 2016
Wednesday, September 7, 2016
12 simple ways to organise your kitchen
12 simple ways to organise your kitchen
http://flip.it/Q0CY_I
7 brilliant bathroom tiling ideas for your home
7 brilliant bathroom tiling ideas for your home
http://flip.it/fr.hSC
Monday, September 5, 2016
Monday, August 29, 2016
Wednesday, August 24, 2016
19 classy gardens that need almost no maintenance
19 classy gardens that need almost no maintenance http://flip.it/pDsSgI
Saturday, August 20, 2016
Wednesday, August 10, 2016
Home Staging Ideas to Brighten Your Bathroom
Home Staging Ideas to Brighten Your Bathroom
http://flip.it/fpX8O
Sunday, August 7, 2016
Make your home more appealing to young buyers
Make Your Home More Appealing to Young Buyers
http://flip.it/.Z9kf
Sunday, May 29, 2016
Tuesday, May 10, 2016
30 Smail Towns You Should Visit This Summer
30 Small Towns You Should Visit This Summer
http://flip.it/Yzfiz
Monday, May 9, 2016
Sunday, May 1, 2016
Saturday, April 16, 2016
Tuesday, April 12, 2016
Monday, April 11, 2016
5 Things to Know Before You Renovate Your Kitchen
5 Things to Know Before You Renovate Your Kitchen
http://flip.it/0PBPM
10 things every dream home has in common
10 Things Every Dream Home Has In Common
http://flip.it/iRv98
Wednesday, March 30, 2016
How One Barcelona Firm is Taking the City's Historic Housing to Stylish New Heights
How One Barcelona Firm is Taking the City's Historic Housing to Stylish New Heights
Apartments in the seaside Spanish city of Barcelona, especially those situated in the late-19th-century Eixample district, often come with desirable assets: double-height ceilings with fancy friezes; French doors leading to balconies; cement tile floor tiles embellished with a riot of colors and patterns.
What most don’t have is a layout suitable for modern life: Original kitchens tend to be minuscule (they were designed for the maid after all), and windowless bedrooms can make you feel like you are doing penance.
"The first thing we do is look at the light and the how we can alter the floor-plan to let more of it in," says Rubén Berenguer, one-third of Nook, a Barcelona studio that has become the go-to for (principally foreign) buyers looking to turn their fixer-uppers into homes as sunny as the city's weather.
The other two "Nook People" (as they call themselves) are Ann GarcÃa and Joan Cortés. They work together in an old industrial loft in the Poblenou neighbourhood, which they converted into a spectacular co-working space with a freestanding volume in its center that serves as a meeting room.
http://flip.it/zQsEd
Friday, March 25, 2016
45+ Fabulous ideas for spring decor on your balcony
45+ Fabulous ideas for spring decor on your balcony
Now that spring has sprung, its time to start thinking about ways to infuse spring style into your outdoor balcony, through updating and refreshing to give it a whole new look! Just like your interior spaces, your balcony can benefit from a seasonal spruce up by re-arranging your furnishings and adding some new accessories. If you are looking for just a quick fix, you can add a planter, some small pots, a lantern or other outdoor decor items to you space. You may want to consider an area rug and since it is springtime, you may want to infuse some bright pops of color with stripes or graphic prints. A watering can left on a side table or on the ground can be multi-purpose, there when you need it to water your plants and used as a cute decorative accent. Other great amenities to add to your springtime balcony, a small barbecue, a tabletop fireplace—check Target for a nice selection—an oil lamp, or even a fire bowl (if you are in an apartment you may want to check your lease or first). A big change would encompass adding some brand new outdoor furniture pieces to your space or hang some string lights to create a serene oasis that will look great at night!
If your balcony is not spring ready, than have a look below for some beautiful and inspiring ideas that we have gathered together for you that we hope you will find useful. If you want more outdoor inspiration on 1 Kindesign, then have a look here. Enjoy!
http://flip.it/ntF_Y
Now that spring has sprung, its time to start thinking about ways to infuse spring style into your outdoor balcony, through updating and refreshing to give it a whole new look! Just like your interior spaces, your balcony can benefit from a seasonal spruce up by re-arranging your furnishings and adding some new accessories. If you are looking for just a quick fix, you can add a planter, some small pots, a lantern or other outdoor decor items to you space. You may want to consider an area rug and since it is springtime, you may want to infuse some bright pops of color with stripes or graphic prints. A watering can left on a side table or on the ground can be multi-purpose, there when you need it to water your plants and used as a cute decorative accent. Other great amenities to add to your springtime balcony, a small barbecue, a tabletop fireplace—check Target for a nice selection—an oil lamp, or even a fire bowl (if you are in an apartment you may want to check your lease or first). A big change would encompass adding some brand new outdoor furniture pieces to your space or hang some string lights to create a serene oasis that will look great at night!
If your balcony is not spring ready, than have a look below for some beautiful and inspiring ideas that we have gathered together for you that we hope you will find useful. If you want more outdoor inspiration on 1 Kindesign, then have a look here. Enjoy!
http://flip.it/ntF_Y
Friday, March 18, 2016
5 Reasons You Need to Know Your Credit Score
5 Reasons You Need to Know Your Credit Score
If you know your credit score, a little research can let you know how much you should pay in interest on a loan before you apply. For example, according to recent data, a consumer with a credit score of 720 can expect an interest rate of around 3.56% on a $250,000 30-year mortgage. So if you know your score is a 720 and a bank offers you a rate of 4%, you'll know to keep looking.
Thursday, March 10, 2016
15 Quick and Easy Ways to Revamp Your Home Decor in 24 Hours
15 Quick and Easy Ways to Revamp Your Home Decor in 24 Hours
Retire the drapes and let more light into your home. Sheers come in color too and you can dress up the windows while obstructing as little light as possible.
http://flip.it/T8yAm
Retire the drapes and let more light into your home. Sheers come in color too and you can dress up the windows while obstructing as little light as possible.
Bring New Seating Inside and Out
http://flip.it/T8yAm
Wednesday, March 9, 2016
How much house does about $625,000 buy in Orange County?
How much house does about $625,000 buy in Orange County?
The median price for single-family homes in Orange County, based on close to 2,500 sales, was $623,000 in November, according to CoreLogic. Here’s a look at what is on the market at about that price around Orange County.
http://flip.it/Bcd-n
The median price for single-family homes in Orange County, based on close to 2,500 sales, was $623,000 in November, according to CoreLogic. Here’s a look at what is on the market at about that price around Orange County.
http://flip.it/Bcd-n
Saturday, March 5, 2016
15 ways to improve your finances in a week
15 ways to improve your finances in a week
A financial tune-up doesn't have to be a daunting process. It doesn't require a financial planner or MBA — it doesn't even have to take up much of your time.
There are several actions you can take starting today that will improve your finances and set you up for future success.
We rounded up 15 simple strategies that won't take long — and that you can complete over the course of a week — but can make all the difference with your money.
http://flip.it/cLFcH
A financial tune-up doesn't have to be a daunting process. It doesn't require a financial planner or MBA — it doesn't even have to take up much of your time.
There are several actions you can take starting today that will improve your finances and set you up for future success.
We rounded up 15 simple strategies that won't take long — and that you can complete over the course of a week — but can make all the difference with your money.
http://flip.it/cLFcH
15 ways to improve your finances in a week
15 ways to improve your finances in a week http://flip.it/pwNZQ
Thursday, March 3, 2016
Here's The Most Expensive Zip Code in Every State
Here's The Most Expensive Zip Code in Every State
Ask a real estate agent what the biggest factor in determining a property's value is and they won't even have to think to tell you "location, location, location." The most expensive zip codes offer high-value homes with desirable features like a large amount of square footage, waterfront views and luxury add-ons.
To find the most expensive neighborhoods in each state, GOBankingRates surveyed median home value data from Zillow for hundreds of zip codes in all 50 states. This ranking lists the most expensive zip code in each state from the cheapest to the most expensive. Click through to see where most of the highest-valued properties are in your state.
http://flip.it/0KLcX
4 Easy Ways to Invest in Real Estate If You're Not Donald Trump
4 Easy Ways to Invest in Real Estate If You're Not Donald Trump
No, you don't have to be The Donald to make good money investing in real estate -- but if you're not throwing around billions of dollars, don't expect to blazon your name on any high-rises, either.
Aside from the malls, office buildings, or ultraluxe residences preferred by the 1% of the 1%, there are plenty of opportunities that are more realistic for the rest of us. Here's a look at some of the most common options for a rookie to invest in real estate, along with the pros and cons of each.
1. Vacation homes
http://flip.it/kZvDX
Monday, February 22, 2016
Monday, February 15, 2016
Sunday, February 14, 2016
Friday, February 12, 2016
Thursday, February 11, 2016
4 Cleaning Solutions You Never Heard Of
4
Cleaning Solutions You Never Heard Of
As we become more and more aware
about the effects of household chemicals on our health and on the environment,
it is becoming easier than ever to find alternatives to using store-bought
cleaning supplies. Most of the commercially produced products contain chemicals
like ammonia and bleach, and even though they clean well they can damage the
nervous and respiratory systems and be harmful to both your family and your
pets.
With a few simple ingredients and a little time, you can make your own cleaning supplies that not only reduce the number of toxic substances in your home but will even save you money.
Most of the non-toxic cleaning
supplies use the same basic ingredients such as castile soap, white vinegar,
baking soda and essential oils. For baking soda and vinegar, consider stocking
up on larger sizes of these items from either a restaurant supply store or a
warehouse store — not only is it more economical, but once you start making
your cleaners at home, you will want to be able to refill your supply easily.
1. Granite Cleaner
- 1/4 cup of rubbing alcohol
- 3 drops of castile soap
- 1 cup water
- 5-10 drops of essential oils (for scent)
- Put the rubbing alcohol into a 16 oz spray bottle. Add the soap, essential oil and water. Shake to combine.
2. Toilet Bowl Cleaner
- 1/2 - 3/4 cup baking soda
- 8 - 10 drops tea-tree or melaleuca essential oil
- 1/2 - 3/4 cup distilled white vinegar
- Pour the baking soda directly into the toilet bowl, then add oil, then vinegar. Let sit for 10 minutes and scrub with toilet brush.
3. Soft Scrub
- Make this in small batches and store in an airtight container so that it does not dry out between uses.
- 3/4 cup baking soda
- 1/4 cup castile soap
- 1 tablespoon water
- Combine the baking soda and soap. Add the water and stir to make a paste-like consistency. Use a sponge to scoop out the scrub and use to clean tile, sinks and other hard surfaces.
4. Oven Cleaner
- 1 1/2 cup baking soda
- 1/2 cup sea salt
- 1/2 cup washing soda
- Filtered water (to make a thin paste)
- 1/2 cup white vinegar
- 10 drops melaleuca oil
- Preheat your oven to the lowest temperature possible and then turn it off.
- Mix baking soda, sea salt, and washing soda in a small bowl. Add melaleuca oil then add vinegar to the mixture — it will fizz a little. Slowly add water until you have a thin enough paste to spread in your oven. Leave the paste in the oven overnight and wipe it out in the morning.
Wednesday, February 10, 2016
What People Say About Your Home When You're Not There
What People Say About Your Home When You're Not There
If you're putting your home on market, you're probably dying to know what home buyers will have to say as they tour your property. While you hope there'll be nothing but oohs and aahs, that's not always the case.
Just so you know what potential buyers are really thinking when you're not there, we asked Realtors to reveal some of the most noteworthy -- and cringeworthy -- statements they've overheard as potential buyers inspect the goods. Wince, take note, and act accordingly.
'What's that smell?'
When Heather Witt Leikin, a real estate adviser at The Partners Trust, was asked about a home's odor recently during a tour, she had what she thought was a logical answer: The smell was of carpet cleaner, because the owners had just cleaned the rugs for the showings. Sure they looked nice, but the smell was harsh, nasty even -- so much so that the buyer said, "I could never live here" and scrammed. Odious odors, by far, top the list of things home buyers comment on. Here are some of their favorite things to say:
http://flip.it/mwgh8
Saturday, February 6, 2016
How much house can you afford? Two easy ways to tell.
How much house can you afford? Two easy ways to tell.
Buying your first home is an exciting process, but it’s not just about finding the features you want. If you’re like most people, price plays a major role in your decision. After all, even if you feel confident that you can afford a property, you’ll still have to convince a lender.
All lenders have unique lending guidelines, but they usually include some of the same key benchmarks. Here are two metrics they’ll use to decide how large a loan to issue you:
http://flip.it/agOOH
Top 5 Mistakes of Mortgage Shoppers
Top 5 Mistakes of Mortgage Shoppers
Mortgage shopping can be an
overwhelming experience for first-time homebuyers, and is not a walk in the
park even for the experienced buyer. As you go through the mortgage shopping
process, consider these top five errors that can trip up any homebuyer:
1. Not Paying Attention to Your
Credit Rating – A poor credit score can result in a
higher interest rate, or perhaps not qualifying for a loan at all. Check your
credit well before you begin mortgage shopping to allow time for you to fix any
errors or repair your credit.
You are able to get one free credit
report each year from each of the reporting agencies (Equifax, Experian, and
TransUnion). Check the report for any errors or false accounts that could be
damaging your credit. However, the free reports do not give
It’s Finally Getting Easier to Get The Best Kind of Mortgage
It’s Finally Getting Easier to Get
The Best Kind of Mortgage
That
means cheaper rates
It’s no secret millions of
millennials and Gen Xers are having trouble buying homes. But here’s some good
news on that front: It just a got a little easier for these and other buyers to
qualify for so-called prime mortgages, loans that go to the highest quality
borrowers.
Wednesday, February 3, 2016
Millennials wanted in the housing industry
Millennials wanted in the housing industry
Housing market experts predict a rising number of millennials will buy homes in the coming years as their careers stabilize and more of them begin to marry and start a family.
Yet, according to the National Association of Realtors, the median age of its members is 57. The average age of a loan officer is 54, according to Mortgage Professional America, a news outlet that covers the mortgage and finance industry.
http://flip.it/iZ4Qt
Six important things to know about the 2016 housing market
Six important things to know about the 2016 housing market
Buying a home is still part of the American dream.
According to a survey from Trulia, 75% of Americans dream of owning a home, up 1% from 2015. This dream is even more pressing among Millennials because 80% of those surveyed would like to buy a home — and 31% would like to do so by 2018.
Whether you're looking to buy a home this year or already own one, there are important factors that will affect your investment. Here are the six important things you need to know about the housing market in 2016.
http://flip.it/2cSiF
Saturday, January 30, 2016
10 Tips for Home Buying and Selling
10 Tips for Home Buying and Selling
Buyers:
Edge Out the Competition
Establish a price range. Use Redfin’s home-affordability calculator. This home buying
tool considers not only your income and down payment but also total recurring
monthly payments such as car payments, student loans, and credit card minimum payments.
Clean up your credit. If your credit reports are accurate, the home buying
process is likely to go more smoothly. Read “Are Mortgages Now Harder or Easier to Get?"
for more for information.
Get preapproved. Usually, that means a mortgage lender has checked your credit reports and determined how much it
could lend you. It’s one step better than prequalification, in which a lender
just gives you an idea of what you can afford. Lenders use different
terminology, though, so make sure you ask for clarification. For instance,
EverBank, based in Jacksonville, Fla., uses the term “preapproval” for what
other banks define as prequalification. And what most banks call a “preapproval,”
EverBank terms a “credit only approval.”
Online Home Buying in 4 Simple Steps
Online Home Buying in 4 Simple Steps
Buying a home is probably the most important transaction you'll make in your lifetime. It requires bravery, patience and a little bit of luck. But new online tools make home buying easier and more convenient than ever before, bringing much-needed transparency to a complicated process. Below are the four basic steps to purchasing a home (almost) completely online.
1. Research, Research, Research
This is a crucial first step that a surprising number of home buyers ignore, mainly because they get emotionally attached after seeing a house they "just have to have". Our recommendation: Don't even look at houses when starting your home buying research. First, figure out how much house you'll need.
Start by considering your lifestyle. Do you entertain a lot? Will you need significant space for your hobbies, like a painting studio or a woodshop? Do you have a stable of cars, motorcycles or other recreational vehicles? Do you prefer the country life, or are you a city dweller at heart?
http://flip.it/7psBi
Thursday, January 28, 2016
New home sales beat expectations, rise 10.8%
New home sales beat expectations, rise 10.8%
New home sales kept pace with previous strong economic housing news this month, except its rise isn’t conditional on TRID.
Sales of new single-family houses in December came in at a seasonally adjusted annual rate of 544,000, surpassing analyst expectations, according to the latest data from the U.S. Census Bureau and the Department of Housing and Urban Development.
http://flip.it/51iSe
So You Wanna Sell Your Home? Step 4: Pretty It Up
So You Wanna Sell Your Home? Step 4: Pretty It Up
Once you've made repairs, chosen a Realtor, and decided on an asking price, your home is almost ready for market -- but first, how about a little primping and polishing? Or maybe a lot of primping and polishing. After all, you want your home to make a great first impression on buyers -- and that's where this fourth installment of our weekly, step-by-step 2016 Home-Selling Guide can help. To show your home in the best possible light, heed these savvy seller tips.
Stash your stuff
When you're just living in your home, a bit of clutter is business as usual. You know the drill: video game cartridges in the bathroom, toolbox in the kitchen, tuxedo shirt inexplicably in the garage. But when you're trying to sell, all this disorder can be deadly. That's because clutter can
http://flip.it/Nydb2
12 Sneaky Ways to Save Money on Your Water Bill
12 Sneaky Ways to Save Money on Your
Water Bill
Replace
Those Guzzlers
A lower water bill starts with
newer, more efficient appliances. When shopping for new
washers, pay close attention to the labels that indicate the efficiency of the
machine. Look specifically for the WaterSense and Energy Star seals, which
indicate that the machine runs on 35% to 50% less water and 50% less energy per
load. Consider purchasing a front-loading washer, which uses substantially less
water than a top-loading model.
Home of the Week from Rosa Thelma Garza YOUR San Antonio REALTOR
Wednesday, January 27, 2016
5 Things to Know About Buying a Home in 2016
5 Things to Know About Buying a Home in 2016
The new year looks like it's shaping up to provide first-time buyers with the opportunity to enter into the housing market. Interest rates are still hovering around record lows, so there's some time left to snag a great deal. If you're planning on taking the plunge into homeownership in 2016, here are some key points to keep in the back of your mind before you begin the process.
http://flip.it/WJ.-L
Forbes: San Antonio ranks high as 'America's cities of the future'
Debt collectors beware: Judge's ruling could change the game
Debt collectors beware: Judge's ruling could change the game
HAWTHORNE, N.J. (AP) — Ever had a debt collector on your back for money you knew you didn't owe? Listen to the story of Steven Psaros and take heart.
The Great Recession forced Psaros into foreclosure on the house he had bought in this northern New Jersey town in 1999.
Then, another blow. A debt collector demanded about $11,000 in homeowners' insurance, money Psaros claimed he didn't owe under terms of a mortgage refinance signed several years earlier.
He fought back in court and, in a ruling that could change how law firms handle debt collection, a federal judge held last month that the firm representing the debt collector could be liable for damages even if it didn't know its client was relying on incorrect information.
http://flip.it/QDs05
Should you refinance your mortgage?
Should You Refinance Your Mortgage?
Dear Carrie,
I'm thinking of refinancing my mortgage since I know interest rates are going up. Does it still make sense or have I missed the boat?
--A Reader
Dear Reader,
Rising short-term interest rates are on a lot of people's minds these days. For savers, it's a plus, but borrowers--especially those with credit card balances--may see their payments creep up over time. However, for homeowners with a mortgage, it's a slightly different story.
http://flip.it/__aXI
Dear Carrie,
I'm thinking of refinancing my mortgage since I know interest rates are going up. Does it still make sense or have I missed the boat?
--A Reader
Dear Reader,
Rising short-term interest rates are on a lot of people's minds these days. For savers, it's a plus, but borrowers--especially those with credit card balances--may see their payments creep up over time. However, for homeowners with a mortgage, it's a slightly different story.
http://flip.it/__aXI
Sunday, January 24, 2016
7 Ways Being Debt Free Can Hurt You
Owing money to banks and credit card
companies is usually a guaranteed way of never achieving the financial freedom
you want. But there are cases when taking on some debt can be useful,
especially as part of a long-term plan. Here are seven times when eschewing
debt can be a bad financial move:
1.
Market Returns May Be Higher Than Interest Rates
http://flip.it/45Q4N
Friday, January 22, 2016
For sale, minutes away to Lackland Air Force Base!!!
If you or anyone you know is looking for a home minutes away from Lackland Air Force Base, in San Antonio, Texas, please let me know.
Rosa Thelma Garza
(210) 367-1758
www.homesforsale-SanAntonio.com
Thursday, January 21, 2016
Finally a homeowner
Buying a house is tough. Coming up with enough money
is a major issue, and once you do, it’s still way more complicated than you
would expect. Around here, we call the number of steps needed to buy a home “the
real estate monster.” We’re used to seamless, integrated and delightful
products and services. The way housing works is neither seamless nor
integrated — let alone delightful.
Part of the reason it’s tough is that for
many of us, it’s the first time we’ve ever done a transaction like this. That
newness in itself can be daunting. Paired with that are a number of confusing
steps and many, many pieces of complex paperwork. In the end, this doesn’t make
for an enjoyable process.
Let’s take a closer look at some of the
parts of the process
http://flip.it/hxIr4
Wednesday, January 20, 2016
Always good to remodel.
When Alec and Jennifer Harmes spent $264,900 for their first home in 2011—a 1,500-square-foot ranch fixer-upper in Austin, Texas—they assumed they would be living there for many years. So the couple, millennials in their early 30s, embarked on a series of home improvements to make it suit their tastes and needs. They refinished the kitchen cabinets, and installed new stainless-steel...
http://flip.it/7G0fw
http://flip.it/7G0fw
Saturday, January 16, 2016
Home of the Week from Rosa Thelma Garza YOUR San Antonio REALTOR
7 steps to take today if you want to buy a home this year
Buying a home and obtaining a mortgage are no easy tasks. You need to have your finances in good order if you hope to get approved for a loan to buy a home.
If you want to buy a house in 2016, here are several New Year’s resolutions to follow through on that can help make you a better homebuyer.
http://flip.it/Xn2_U
Why the Housing Market Is Ready for a Resurgence
Much is written regarding the housing market, its recovery and the part Millennials may or may not play in the story. Right now, we're in a strange place for many people when it comes to the housing market -- especially the mortgage side of things.
As the President of a Midwestern, mid-sized mortgage lender I have a good point of view for middle America and average American home buyers. I see pent-up demand, rising rent, still-low interest rates and increasing home values as the formula for some great years ahead in the housing market. Let's take a look at these four factors, and how they affect the revitalization of the housing market.
http://flip.it/4F71D
Thursday, January 14, 2016
29% rise in housing market activity
A new report from Connells Survey & Valuation has revealed that total activity in the UK housing market grew by more than a quarter during 2015.
The total number of housing valuations carried out in December 2015 was 29% higher than in December 2014.
http://flip.it/9GZwT
Is This The House That Will Turn Millennials Into Homeowners?
If you were born after 1980, there's a pretty good chance you don't own a house. Thanks in part to massive student loans and difficulty finding jobs after graduation, almost half of men ages 18 to 34 (and over a third of women, a record number) still live with their parents.
Others rent. And while it's true that some millennials would rather live in the city than the burbs, some do want to houses. So one Las Vegas builder is trying to figure out how to design a house they'll actually be interested in buying—and actually be able to pay for.
http://flip.it/Djp9l
Wednesday, January 13, 2016
Selling your home call Rosa Thelma Garza YOUR San Antonio REALTOR
Monday, January 11, 2016
Luxury condominium tower for sale following foreclosure
If you’re looking for a deal on a 14-story luxury condominium building, today you are in luck.
The Regency Tower, located at 6600 Seminary Woods Place off Brownsboro Road, is up for sale after being foreclosed upon in 2013, according to a news release. No asking price has been disclosed.
http://flip.it/FpgCy
The Regency Tower, located at 6600 Seminary Woods Place off Brownsboro Road, is up for sale after being foreclosed upon in 2013, according to a news release. No asking price has been disclosed.
http://flip.it/FpgCy
Sunday, January 10, 2016
What to do if you win the Powerball jackpot: 9-step plan to handling your money
While these big paydays have spawned numerous rags-to-riches stories over the years, they have also spelled disaster for some. Not only do most winners have to deal with people coming out of the woodwork looking for a handout, but there's also bankruptcy, murder, robbery, drug abuse and legal troubles in many cases. In fact, according to the Certified Financial Planner Board of Standards, nearly one-third of all lottery winners go bankrupt.
http://flip.it/Cxv7r
Here’s how much money you actually get if you win the $900 million Powerball
Everyone's buzzing to see if one lucky person will claim the $900 million Powerball lottery winnings. But while pondering how you could spend the cash can be fun, you may want to take your daydreaming down an ever-so-slight notch.
According to USA Mega, the take-home cash total for a $900 million Powerball is actually $558 million, or 62% of the total pool.
http://flip.it/CuPSJ
Saturday, January 9, 2016
3 reasons not to pay off your mortgage
Nobody wants to pay a mortgage any longer than necessary. It's a bit unsettling to have an enormous debt looming over you for years on end, racking up interest. You may even be tempted to pay off your mortgage early if you're fortunate enough to have the cash lying around.
However, paying off a mortgage early isn't always the smartest decision, and there's a reason mortgages are referred to as "good debt." So if you're thinking of paying off your mortgage early, here are three reasons to reconsider.
http://flip.it/u5oOA
Using Roth IRA earnings for a first-time home purchase
Dear Liz: My 29-year-old son recently married, and as a gift I pledged $20,000 as a down payment on a house. My daughter-in-law is beginning a career as a registered nurse and I know they will not be buying for a few years. Is there any type of account that will grow tax-free or tax-deferred for a first-time buyer? Maybe I could gift this money to them into a retirement account for the time being?
Answer: You may be able to give them enough money to fund Roth IRA accounts for both 2015 and 2016. They would be able to withdraw those contributions tax- and penalty-free at any time in the future for whatever purpose they wanted.
http://flip.it/x6_EH
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